[fname], with 2014 just around the corner, now is a great time to ensure your retirement savings stay on track.

Use this checklist as a conversation starter and take advantage of free one-on-one guidance from Newton Financial Network and start the new year off on a good path.

Review this checklist and call us at 704.552.8689.  It could be the best step you take for your personal progress toward retirement.


Pay off debt and plan for emergencies. Consider a cash management account to save for the unexpected.

Create a "now and later" budget. Set money aside for current needs and maximize retirement contributions for the future.

Optimize your tax situation. Consider options like IRAs, 529 college savings plans, annuities, and charitable donations to help keep retirement planning on track.

Review insurance policies and beneficiaries. Protect yourself and create peace of mind.

Simplify. Consider consolidating to make it easier to manage your savings.

If you have any questions about this checklist or investing in general, please give us a call.

 

Regards,

 

W. Edward Newton, Jr., CFP (R)

Newton Financial Network
13850 Ballantyne Corporate Place, Suite 500
Charlotte, NC 28277-2830
704.552.8689
ednewton@newtoninvestments.com

 

 

IRS CIRCULAR 230 NOTICE: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. tax advice contained in this communication (or in any attachment) is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code or by any governmental taxing authority or agency; furthermore, this communication is not intended or written to support the promotion or marketing of any of the transactions or matters addressed.

W Edward Newton Jr., CFP (R)

Certified Financial Planner

13850 Ballantyne Corporate Place

Suite 500

Charlotte, NC 28277-2830

 

Telephone: 704-552-8689

Fax: 704-552-8272

Email: EdNewton@NewtonInvestments.com

Website: http://www.NewtonInvestments.com

This electronic message contains information from the firm of Newton Financial Network, which may be confidential or privileged. The information is intended to be for the use of the individual or entity named above. If you are not the intended recipient, be aware that any disclosure, copying, distribution or use of the contents of this information is prohibited. If you have received this electronic transmission in error, please notify us by telephone (704-552-8689) immediately.