$2.9 Trillion Lost
Savings Plans Since
who have purchased Fixed-Indexed Annuities have not lost one penny!"
In today's volatile economy, it is important for people to have a
choice – a choice of a safe and secure place to save for their
Today, seniors and boomers who invested in the stock market may be
devastated, and unfortunately, they may find themselves in
precarious financial situations.
These folks followed the instructions of their financial advisor by
diversifying their investments. They believed that diversification
amongst stocks, bonds, and/or mutual funds, would protect their
retirement nest egg.
In today's volatile economy, it is now more apparent than ever
before, that fixed and fixed-indexed annuities be considered for
retirement savings, as they have fulfilled their promise, their
guarantees. These savings products have protected the nest eggs of
millions of people, when market sensitive investments have failed to
do the same.
Question: How have fixed and fixed-indexed annuities faired
so well, when the stock market, …and market sensitive investments
…have done so poorly?
Answer: Because investments and savings products are
different. Savings vehicles such as Fixed and fixed-indexed
annuities or CDs, always guarantee principal and interest, if
held to maturity. Investment vehicles never guarantee
principal or interest, as investment values go up and down with
the stock market and the economy, because that is how they work.
The public needs to understand that annuities and CDs
are safe and guaranteed savings products, …as
opposed to market sensitive investments in stocks, …mutual funds or
…variable annuities, which are speculative securities
People are now beginning to consider, that they should not place
money in the stock market that they cannot afford to lose!
In addition, fixed and fixed-indexed annuities offer Guaranteed
Lifetime Income Riders. So, not only do fixed and fixed-indexed
annuities guarantee the safety of your principal plus interest, but
now with lifetime income riders, they guarantee an increase in the
income account value of ; 5%, 6%, 7%, or 8%, guaranteeing you a
future income stream, without the fees associated with market
sensitive variable annuities, and without stock market losses!
As always, we are available for any questions or concerns you may
have. So feel free to call or email us at 925-757-6018 or send me an
Juan Pablo Blanco, Grady Elliott and the Rest of the
Smeed Financial Team
201 Sand Creek Rd. Ste. E
Brentwood, CA 94513